Terms & License · October 2026

Terms and license

These terms cover guides sold at ClearRetirementGuides.com by RoseCreek Capital, 242 Chadwyck Ln, Canton, GA 30115 ("we"). Contact: [email protected] or 678-656-6699.

What our guides are

Our guides are independent educational publications delivered as downloadable PDFs. They are not affiliated with or endorsed by the Social Security Administration or any government agency. They do not submit applications, determine eligibility, guarantee approval, speed up processing, or provide legal, tax, investment or claiming-age advice. SSA's applications and instructions are free; always follow SSA's current instructions and any notice you receive.

Personal license ($8.99 guide)

You may read, download and print your copy for your own use and for helping a family member with their own application. You may not resell, share publicly or redistribute it.

Professional licenses

Starter: you may share up to 25 copies with your own clients and prospects. Practice: you may share unlimited copies with your own clients and prospects for 12 months from purchase, including updated editions released in that period. Firm: as Practice, for all professionals in your firm, per the invoice. Under any professional license you may email, print and hand out the guide to your own clients. You may not resell it, post it publicly online, remove the independence notice or source pages, or present it as your own work. Co-branded editions add your logo and contact details; content is not otherwise altered. Renewal is optional and never automatic.

Delivery

After payment, your download link appears on screen and is emailed to the address you provide. Payments are processed by Payhip and its payment partners.

Refunds

30-day money-back guarantee on every purchase. Email [email protected] with your order email within 30 days of purchase; no explanation needed. Refunds go to the original payment method.

Accuracy

Each edition is dated and checked against official SSA sources at that time. Rules and screens can change. We are not responsible for decisions made by SSA or for outcomes of any application.